FIRST TIME HOME BUYER OPTIONS IN PAULSBORO | Paulsboro, NJ | | ![]() | | | | This spacious home with wonderful classic charm has 2-units, each unit with three bedrooms, kitchen, bathroom, dining room, living room, and bonus room with potential for a 4th bedroom. Enjoy beautiful hardwood floors, wall-to-wall carpet, as well as updated kitchens and appliances. In addition to the huge space inside, this home offers a two-car garage, patio, 2-car driveway space and extensive street parking. |
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MAY INCLUDE 100% FINANCING | FIRST-TIME HOME BUYER PROGRAMS
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| CASH TO CLOSE HOUSING EXPENSE | Financing | FHA REG | VA | CONV | CONV | USDA | | | Notes | Fixed Rate | Fixed Rate | Fixed Rate | Fixed Rate | Rural | | | Sales Price | $119,000 | $119,000 | $119,000 | $119,000 | $119,000 | | | % Down | 3.50% | 0.00% | 10.00% | 20.00% | 0.00% | | | First Loan | $116,844 | $121,558 | $107,100 | $95,200 | $120,202 | | | Term | 30 Years | 30 Years | 30 Years | 30 Years | 30 Years | | | Rate | 3.625% | 3.750% | 3.875% | 3.875% | 3.750% | | | APR | 4.857% | 4.109% | 4.372% | 4.017% | 4.445% | | | Down Payment | $4,165 | $0 | $11,900 | $23,800 | $0 | | | Closing Costs | $2,802 | $3,207 | $2,315 | $2,315 | $2,315 | | | PrePaids/Impounds | $2,696 | $2,704 | $2,803 | $2,681 | $2,773 | | | Total $ Required | $9,663 | $5,911 | $17,018 | $28,796 | $5,087 | | | First Loan P & I | $533 | $563 | $504 | $448 | $557 | | | Taxes, Ins & MI | $507 | $426 | $481 | $426 | $461 | | | Total Payment | $1,040 | $989 | $985 | $874 | $1,018 | |
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| ![]() | Carol & Rich DeGrace | Senior Vice Presidents | NMLS# 149276, 149277 | Office | (856) 885-2022 | Cell | (609) 209-3800 | Cell | (609) 209-3700 |
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| CDeGrace@1stcolonial.com | RDeGrace@1stcolonial.com |
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| | 1st Colonial Community Bank | |
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